Are you as healthy as can be and never see a doctor except for your annual physical?
Under the Affordable Care Act, all plans cover an annual physical with no deductible applying. So if this is you and you are looking for the least expensive plan possible, perhaps a Bronze plan would fit you needs.
Do you have a Chronic Disease?
You may want a more rich plan with a lower deductible and/or where the deductible does not apply to doctor visits.
Diabetes Risk
If you have been diagnosed with Diabetes, ask us which plan is best for you.
Ask us about supplemental plans for accidents.
Sometimes, it makes sense to get a high deductible plan and then add a supplemental plan for accidents. It can be a good way for healthy people to save money on premium and still not have to pay that big deductible if an unexpected accident occurs!
Ask about it.